.cover-page{background:var(--surface)}
.cover-hero{padding:68px 0 72px}
.cover-hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:52px;align-items:center;padding-top:8px}
.cover-badge{display:inline-flex;align-items:center;gap:9px;padding:10px 14px;border:1px solid rgba(255,255,255,.16);border-radius:999px;background:rgba(255,255,255,.08);font-weight:900;color:#fff;margin-bottom:18px}
.cover-hero h1{margin:0;color:#fff;font-size:clamp(42px,6vw,76px);line-height:.95;letter-spacing:-.06em;max-width:760px}
.cover-hero p{margin:18px 0 0;color:#d3deeb;font-size:18px;max-width:720px}
.cover-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.cover-hero-note{margin-top:15px;color:#aebdd0;font-size:12px;font-weight:700}
.cover-hero-card{overflow:hidden}
.cover-hero-card img{width:100%;height:500px;object-fit:cover}
.cover-hero-card .card-copy{padding:22px}
.cover-hero-card small{display:block;color:var(--red-600);font-weight:900;letter-spacing:.12em;text-transform:uppercase}
.cover-hero-card strong{display:block;margin-top:8px;color:var(--navy-950);font-size:26px;line-height:1.05}
.cover-hero-card p{margin:10px 0 0;color:var(--muted)}
.cover-section{padding:96px 0}
.cover-overview-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}
.cover-overview-card{padding:26px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-sm)}
.cover-overview-card i{width:46px;height:46px;display:grid;place-items:center;border-radius:50%;background:var(--blue-100);color:var(--navy-700)}
.cover-overview-card h3{margin:18px 0 8px;font-size:21px;color:var(--navy-950)}
.cover-overview-card p{margin:0;color:var(--muted);font-size:14px}
.cover-detail-grid{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:start}
.cover-summary{padding:34px;background:var(--surface-2);border:1px solid var(--line);border-radius:var(--radius-lg)}
.cover-summary p{margin:16px 0 0;color:var(--muted);font-size:17px}
.summary-list{display:grid;gap:14px;margin-top:24px}
.summary-item{display:grid;grid-template-columns:44px 1fr auto;gap:15px;align-items:center;padding:16px 0;border-bottom:1px solid var(--line)}
.summary-item:last-child{border-bottom:0}
.summary-item i{width:42px;height:42px;display:grid;place-items:center;border-radius:50%;background:#fff;border:1px solid var(--line);color:var(--navy-700)}
.summary-item strong{display:block;color:var(--navy-950);font-size:15px}
.summary-item span{display:block;margin-top:2px;color:var(--muted);font-size:12px}
.summary-item b{color:var(--success);font-size:11px;text-transform:uppercase;letter-spacing:.08em}
.policy-table-wrap{overflow:auto;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-sm)}
.policy-table{width:100%;border-collapse:collapse;background:#fff}
.policy-table th,.policy-table td{padding:18px 16px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
.policy-table th{background:var(--surface-2);color:var(--navy-950);font-size:13px;text-transform:uppercase;letter-spacing:.08em}
.policy-table td{color:var(--muted)}
.policy-table tr:last-child td{border-bottom:0}
.use-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}
.use-card{padding:24px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-sm)}
.use-card img{width:100%;height:190px;object-fit:cover;border-radius:8px;margin-bottom:18px}
.use-card h3{margin:0 0 8px;color:var(--navy-950);font-size:21px}
.use-card p{margin:0;color:var(--muted);font-size:14px}
.warning-band{padding:0 0 96px}
.warning-panel{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:var(--line);border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-md)}
.warning-panel>div{padding:38px;background:#fff}
.warning-panel .dark{background:var(--navy-950);color:#fff}
.warning-panel .dark h2{margin:0;color:#fff;font-size:clamp(30px,4vw,48px);line-height:1.02}
.warning-panel .dark p{margin:16px 0 0;color:#c9d6e4}
.warning-list{display:grid;gap:14px}
.warning-list > div{display:grid;grid-template-columns:34px minmax(0,1fr);gap:16px;align-items:start;padding:13px 0;border-bottom:1px solid var(--line)}
.warning-list > div:last-child{border-bottom:0}
.warning-list > div > div{min-width:0;display:grid;grid-template-columns:minmax(170px,.72fr) minmax(0,1.28fr);gap:22px;align-items:start}
.warning-list i{margin-top:2px;color:var(--red-500)}
.warning-list strong{display:block;color:var(--navy-950);font-size:15px;line-height:1.45;margin:0}
.warning-list span{display:block;color:var(--muted);font-size:13px;line-height:1.7;margin:0}
@media(max-width:980px){.cover-hero-grid,.cover-detail-grid,.warning-panel{grid-template-columns:1fr}.cover-overview-grid,.use-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:640px){.cover-hero{padding:48px 0 58px}.cover-section{padding:78px 0}.cover-overview-grid,.use-grid{grid-template-columns:1fr}.summary-item{grid-template-columns:42px 1fr}.summary-item b{grid-column:2}.warning-band{padding-bottom:78px}.warning-panel>div{padding:28px 22px}.warning-list{gap:0}.warning-list>div{grid-template-columns:28px minmax(0,1fr);gap:12px;padding:16px 0}.warning-list>div>div{grid-template-columns:1fr;gap:5px}.warning-list i{margin-top:3px}.warning-list strong{font-size:15px}.warning-list span{font-size:13px;line-height:1.65}}


.cover-hero-card .card-copy p,.cover-page p,.policy-table td,.use-card p{line-height:1.72}
.use-card{padding:24px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-sm);display:flex;flex-direction:column}
.use-card h3{margin:0 0 10px;color:var(--navy-950);font-size:21px;line-height:1.28}
.policy-table th,.policy-table td{padding:18px 18px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}



/* =========================================================
   COVERINSTANTLY — MOBILE COMPLETION LAYER
   Appended after the original rules so no existing code is removed.
========================================================= */
.coverinstantly-cover-page{
  overflow-x:hidden;
}
.coverinstantly-cover-page .cover-hero-grid,.coverinstantly-cover-page .cover-detail-grid,.coverinstantly-cover-page .warning-panel,.coverinstantly-cover-page .section-head,.coverinstantly-cover-page .summary-item,.coverinstantly-cover-page .warning-list > div,.coverinstantly-cover-page .warning-list > div > div{
  min-width:0;
}
.coverinstantly-cover-page .cover-hero-card,.coverinstantly-cover-page .use-card{
  position:relative;
}
.coverinstantly-cover-page .cover-hero-card img,.coverinstantly-cover-page .use-card img{
  max-width:100%;
}

@media (max-width: 980px){
  .coverinstantly-cover-page .cover-hero-grid{
    gap:34px;
  }
  .coverinstantly-cover-page .cover-hero-card{
    width:min(680px,100%);
  }
  .coverinstantly-cover-page .cover-hero-card img{
    height:380px;
  }
  .coverinstantly-cover-page .cover-detail-grid{
    gap:26px;
  }
  .coverinstantly-cover-page .policy-table-wrap{
    width:100%;
  }
}

@media (max-width: 700px){
  .coverinstantly-cover-page .cover-hero{
    padding:38px 0 50px;
  }
  .coverinstantly-cover-page .cover-hero-grid{
    gap:28px;
  }
  .coverinstantly-cover-page .cover-hero h1{
    font-size:clamp(38px,12vw,54px);
    line-height:.98;
    letter-spacing:-.045em;
  }
  .coverinstantly-cover-page .cover-hero p{
    font-size:16px;
    line-height:1.62;
  }
  .coverinstantly-cover-page .cover-actions{
    display:grid;
    grid-template-columns:1fr;
    width:100%;
  }
  .coverinstantly-cover-page .cover-actions a{
    width:100%;
    min-width:0;
  }
  .coverinstantly-cover-page .cover-hero-card{
    border-radius:20px;
  }
  .coverinstantly-cover-page .cover-hero-card img{
    height:270px;
  }
  .coverinstantly-cover-page .cover-hero-card .card-copy{
    padding:20px;
  }
  .coverinstantly-cover-page .cover-hero-card strong{
    font-size:22px;
  }
  .coverinstantly-cover-page .cover-section{
    padding:58px 0;
  }
  .coverinstantly-cover-page .section-head{
    gap:14px;
    margin-bottom:25px;
  }
  .coverinstantly-cover-page .section-title{
    font-size:clamp(31px,9.2vw,43px);
    line-height:1.03;
  }
  .coverinstantly-cover-page .section-lead,.coverinstantly-cover-page .cover-summary p{
    font-size:15px;
    line-height:1.65;
  }
  .coverinstantly-cover-page .cover-overview-card,.coverinstantly-cover-page .use-card{
    padding:21px;
    border-radius:18px;
  }
  .coverinstantly-cover-page .cover-overview-card{
    display:grid;
    grid-template-columns:46px minmax(0,1fr);
    column-gap:15px;
    align-items:center;
  }
  .coverinstantly-cover-page .cover-overview-card h3{
    margin:0;
    font-size:19px;
  }
  .coverinstantly-cover-page .cover-overview-card p{
    grid-column:1/-1;
    margin-top:13px;
  }
  .coverinstantly-cover-page .cover-summary{
    padding:23px 19px;
    border-radius:20px;
  }
  .coverinstantly-cover-page .summary-item{
    grid-template-columns:40px minmax(0,1fr);
    gap:12px;
    padding:15px 0;
  }
  .coverinstantly-cover-page .summary-item i{
    width:40px;
    height:40px;
  }
  .coverinstantly-cover-page .summary-item b{
    grid-column:2;
    justify-self:start;
    margin-top:5px;
  }
  .coverinstantly-cover-page .policy-table-wrap{
    overflow:visible;
    border:0;
    border-radius:0;
    box-shadow:none;
  }
  .coverinstantly-cover-page .policy-table,.coverinstantly-cover-page .policy-table tbody,.coverinstantly-cover-page .policy-table tr,.coverinstantly-cover-page .policy-table td{
    display:block;
    width:100%;
  }
  .coverinstantly-cover-page .policy-table thead{
    position:absolute;
    width:1px;
    height:1px;
    overflow:hidden;
    clip:rect(0 0 0 0);
    white-space:nowrap;
  }
  .coverinstantly-cover-page .policy-table tbody{
    display:grid;
    gap:12px;
  }
  .coverinstantly-cover-page .policy-table tr{
    overflow:hidden;
    border:1px solid var(--line);
    border-radius:17px;
    background:#fff;
    box-shadow:var(--shadow-sm);
  }
  .coverinstantly-cover-page .policy-table td{
    padding:15px 17px;
    border:0;
  }
  .coverinstantly-cover-page .policy-table td:first-child{
    padding-bottom:9px;
    background:var(--surface-2);
    color:var(--navy-950);
  }
  .coverinstantly-cover-page .policy-table td:last-child{
    padding-top:12px;
    font-size:14px;
    line-height:1.62;
  }
  .coverinstantly-cover-page .use-card img{
    height:210px;
    border-radius:13px;
  }
  .coverinstantly-cover-page .warning-band{
    padding-bottom:58px;
  }
  .coverinstantly-cover-page .warning-panel{
    border-radius:20px;
  }
  .coverinstantly-cover-page .warning-panel > div{
    padding:24px 19px;
  }
  .coverinstantly-cover-page .warning-panel .dark h2{
    font-size:34px;
  }
  .coverinstantly-cover-page .warning-list > div{
    grid-template-columns:25px minmax(0,1fr);
    gap:11px;
  }
  .coverinstantly-cover-page .warning-list > div > div{
    display:block;
  }
  .coverinstantly-cover-page .warning-list span{
    margin-top:4px;
  }
}

@media (max-width: 380px){
  .coverinstantly-cover-page .cover-badge{
    padding:8px 10px;
    font-size:12px;
  }
  .coverinstantly-cover-page .cover-hero h1{
    font-size:37px;
  }
  .coverinstantly-cover-page .cover-hero-card img{
    height:235px;
  }
  .coverinstantly-cover-page .use-card img{
    height:185px;
  }
}